Compliance & Regulatory Framework
We operate under the highest standards of regulatory compliance to ensure safe and legal ETH lending services. Our commitment to transparency and regulatory adherence protects both borrowers and our platform.
Regulatory Framework
Money Transmitter License
Licensed to operate ETH lending services across all 50 states
NMLS ID: 123456 | Valid through 2025
Bank Secrecy Act (BSA)
Full compliance with anti-money laundering requirements
Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) procedures
Consumer Protection
Adherence to state and federal consumer lending laws
Truth in Lending Act (TILA) and Fair Credit Reporting Act (FCRA) compliance
KYC & AML Procedures
Customer Identification Program
Identity verification for all ETH loan applicants
Government-issued ID verification and address confirmation
Ongoing Monitoring
Continuous transaction monitoring and suspicious activity reporting
Automated systems flag unusual patterns and high-risk transactions
OFAC Screening
Real-time screening against sanctions lists
Office of Foreign Assets Control (OFAC) and global watchlist compliance
Data Protection
Privacy Compliance
CCPA, GDPR, and state privacy law compliance
User rights management and data protection impact assessments
Data Security Standards
SOC 2 Type II certified security controls
Annual third-party security audits and penetration testing
Financial Data Protection
Gramm-Leach-Bliley Act (GLBA) compliance
Encryption, access controls, and secure data handling procedures
Reporting & Transparency
Regulatory Reporting
Timely submission of all required regulatory reports
Monthly call reports, suspicious activity reports (SARs), and currency transaction reports (CTRs)
Consumer Disclosures
Clear disclosure of all ETH loan terms and conditions
Annual Percentage Rate (APR) disclosure and loan agreement transparency
Audit Trail
Comprehensive record keeping for all transactions
7-year retention period with immutable blockchain records
Regulatory Oversight
Federal Regulators
State Regulators
Compliance Questions?
Our compliance team is available to answer questions about our regulatory framework, reporting procedures, and ETH lending compliance.
Secure & Compliant ETH Lending
Apply with confidence knowing your ETH loan is backed by industry-leading compliance standards.
⟠Apply for ETH Loan